What Lisa gives you is confidence and reassurance, and in a stressful situation that’s exactly what I needed. To be truthful I thought my proposition was optimistic to say the least. After a very thorough cards on-the-table disclosure of my circumstances she went to work.

It quickly becomes apparent whether or not someone knows their stuff. Lisa so obviously does, and that knowledge and experience is what you’re paying for here. Lender identified, the usual mountain of paperwork, much hand-holding, great support from Cheryl in the office, and the money is in place ready for completion on the purchase next week, together with additional bridging finance for the refurbishment.

If you’re thinking of buying somewhere to rent out as an alternative pension investment, I could not recommend Keys Mortgages and Lisa Orme enough.

Do it now people – you’ll thank yourself in ten years’ time!

As someone I know once put it: “If Carlsberg did mortgage brokers…”

Big big thanks to Lisa Orme and her team!

Rachel Hodge

My first time using Keys was back in 2010. We were first time buyers on a relatively low income and were struggling to get onto the property ladder. Due to this we had to purchase our first house shared ownership. I was introduced to Lisa at Keys through an estate agent. Lisa is clearly an industry professional, with a huge amount of knowledge. Without Keys, their contacts, and their amazing support we wouldn’t have gotten on the property ladder when we were both 22.

Skipping forward 5 years, it was time to purchase the remaining 50%. Within the space of a few weeks Cheryl managed to do what no one else could and that was to find us a mortgage for all of the property paying NO DEPOSIT at all on the remaining 50%!! Absolutely incredible.

I contact Keys again to discuss my options of buying a new home and this is where I was introduced to Amy who is equally switched on, genuine and passionate. We are now in a position where we are moving to a big new build detached dream family home and this wouldn’t have been possible without this company.

I have and will continue to recommend this company to anyone, and when training my team at work they are the best example I have of customer satisfaction/service and going beyond what’s expected. Thanks to all the team at Keys for what you have been able to do for us. You will never know how much we appreciate it.

I rang Keys Mortgages a few months ago feeling upset and stressed as a first time buyer. I had been through a different broker who had put my husband and I forwards for mortgages which given our circumstances at the time, we just wouldn’t have qualified for. At the time, my husband and I were on our probation periods at work, we had recently returned from travelling for a number of months and I was not working and living in the area where we were buying a house.

Amy was brilliant. She was open and honest and gave us realistic advice based on our set of circumstances. Not only did she get us a offer, she managed to get us a deal as first time buyers with a 90% LTV five year term with a rate that was incredibly reasonable! We have now exchanged contracts and are due to pick up the keys to our first home, a four bed house in a matter of weeks.

I would be lying if I said that Keys Mortgages for me were the cheapest option. However, as most things in life there’s that whole saying, “you get what you pay for”. That was certainly true and it certainly would have saved me a whole lot of stress from the beginning, being in the hands of a competent broker who knew the market. Further, when you have a good broker who is knowledgeable that can also save a lot of money.

I would recommend Keys Mortgages to everyone. In particular, those who have complex circumstances, also people who don’t want to waste time with a broker who will promise the earth and not deliver!

Naomi and Jacob Bell x

We have just purchased our residential property and cannot thank Lisa and Cheryl enough for their advise and help in order to purchase the property.

Our situation was complicated by the fact we already owned a residential property in London (we moved out of London to the North), and I had just started work as a self employed health care professional.

Having first had an initial conversation with Lisa in 2016, Lisa was able to suggest a suitable way to proceed with the purchase of our residential house. Once we where ready to purchase another house, Lisa was able to suggest a suitable lender based on my self employed status and only having one year accounts.

During the mortgage application process both Lisa and Cheryl responses to questions were answered very quickly.

I highly recommend Lisa and the team at Keys Mortgages for any property related finance!

I contacted Lisa knowing of her (well deserved) reputation hoping that she could help me. I was unsure what to do and very worried about my situation;, having some mortgages due to expire soon, some in negative equity, with no hope of extending the term, and with no earnings from employment wondering if I was even eligible for any type of remortgage.

Lisa took time to learn about my circumstances and has come up with a fantastic solution! I have been able to remortgage at a very good rate, been able to keep the bulk of my savings and ended up with two unencumbered properties!

The service from Lisa and her team was excellent, communication was good, with queries answered quickly, turnaround was fast and you really feel that Lisa values her clients and enjoys solving their problems for them!

Having years in property growing my property company I had many BTL mortgages but always assumed a residential mortgage would just be too complex to obtain as a landlord and hadn’t considered it until I saw a house I loved for sale.

On a whim I approached Lisa at Keys doubting they would even be able to help me buy this dream house.

After sending my data in for review I was not only told I could obtain a mortgage well beyond my expectations, but they secured me a mainstream lender and a fantastic 2.69% fixed for 10 years all on property income.

It was certainly complicated and required a lot of documents but it was issued. In fact they obtained me 7 mortgages at once in total.

Sadly the residential house fell through as the seller withdrew but I will use them again without hesitation.

Delivering on what you say is becoming increasing rare with businesses just chasing fees and I feel keys act in your best interest and have a good knowledge of mortgages for people in the property sector.

We have just purchased our residential property and cannot thank Lisa and Cheryl enough for their advise and help in order to purchase the property.

Our situation was complicated by the fact we already owned a residential property in London (we moved out of London to the North), and I had just started work as a self employed health care professional.

Having first had an initial conversation with Lisa in 2016, Lisa was able to suggest a suitable way to proceed with the purchase of our residential house. Once we where ready to purchase another house, Lisa was able to suggest a suitable lender based on my self employed status and only having one year accounts.

During the mortgage application process both Lisa and Cheryl responses to questions were answered very quickly.

I highly recommend Lisa and the team at Keys Mortgages for any property related finance!

I have been seriously impressed with your help and we will definitely be talking more regarding future purchases – M.H

Thank you very much for your assistance with the mortgage application, much appreciated. Keys Mortgages is 5 Star service. – A.P