What makes us different

Mortgages for all circumstances

We are independent mortgage advisers and offer a range of property financial services for residential and investment properties and have assisted borrowers in all sorts of circumstances.

Much more than just a mortgage broker

Specialist Advisers

We only deal with property finance and don’t dilute our service and skills by being a jack of all trades.

Customer Care

We pride ourselves on the extremely efficient but very personal service we provide our clients.

Time Saving

We have created systems that mean you can get on with your life and let us do what we do best.


We take client confidentiality seriously and our systems protect your data in line with current regulations.

Meet the team

Cheryl Williams

Cheryl Williams

Specialist Adviser, Director and Owner of Keys Mortgages, CeMAP Diploma, CeRCH

Cheryl is a Specialist Mortgage Adviser qualified to Advanced CeMAP Professional level. Cheryl is uber-efficient and packages our cases at lightning speed!

Cheryl has an exceptional understanding of the specialist lending market and is brilliant at unravelling complicated scenarios.

“Cheryl, You’re a STAR! Thanks for being so thorough and responsive.”

“Truly without your excellent service and advice we would never have reached this position. We couldn’t be more grateful to you.”

“The process with you guys went so much smoother than many of our other experiences.”

“I cannot recommend your services enough – your availability and speed of response is phenomenal.”

“Just thought I’d share my good news with you as you made it possible. I exchanged contracts on my new home today & will complete on Friday. Thanks again for all you did. Can’t thank enough for all your hard work in getting me my mortgage, I have appreciated it so much.”

Amy Zakary

Specialist Adviser, Director and Owner of Keys Mortgages, CeRER, CeMAP Diploma, CeRCH

Amy is a Specialist Mortgage Adviser qualified to Advanced CeMAP Professional level, as well as qualified for Regulated Equity Release with a great ability to unravel complex situations and find mortgages for people that have been turned down elsewhere.

Amy is passionate about the finance business and her clients love her friendly down to earth approach.

“The service you have provided has been nothing short of stunning.”

“A special thanks to you Amy for your patience and highly professional service especially dealing with the agents and my queries!”

“Thanks for all your hard work making this a smooth and quick process! Your professionalism and extensive knowledge throughout are much appreciated.”

“Thank you very much for your assistance with the mortgage application, much appreciated. 5 Star service.”

“A thoroughly professional service, I could not recommend you enough.”

“Thank you for clarifying all we discussed. It’s more important to me that I find a broker that answers all my questions with absolute certainty and provides me with easy to understand advice and clarity and so thank you for that. I feel much more confident especially as I’m just starting out and learning as I go along.”


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